Compare Term Life Insurance Companies

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A term life insurance policy is one of the most important planning tools you can provide for your family. For a low monthly cost, you are assured the peace of mind that your family will be taken care of financially in the event of your death. Take the necessary steps to protect your family’s future.

Benefits of an instant term life insurance policy from eLifePolicy include:

Affordable – compared to a permanent life insurance policy, term life insurance provides a cost-effective way to establish a life insurance policy
Easy – the straightforward form allows you to apply online in minutes, with no medical exam required- just answer a few health questions!
Flexible – choose the term that best suits your needs; options include 10, 15, 20 or 30-year term policies

Determining which life insurance company will provide the best policy for your needs is a big challenge – there are a number of companies to choose from and an incredible amount of information on the Internet to research. Instant-Term-Life provides the following overview of the top life insurance companies for your review. This chart simplifies all of the details by providing a brief look at each company’s offerings and the process for application, as well as how our partner, eLifePolicy, truly offers an easy, hassle-free application. Armed with this information, you can be sure that you are making the best decision for your particular situation and budget.

Other Companies	Company Specialty	Hassle-Free Application?	Why eLifePolicy?	Hassle-Free Application Just a Click Away!
Chase Insurance Company Ratings A.M. Best: A Moody’s: A2 S&P: A+	Term life, universal life, annuity and debt protection products; $221 billion of coverage in force	Quote and application request online, but ultimately need to work with an agent to complete process; average 1 month before policy is active; medical exam required	Apply online in minutes, no medical exam necessary, just answer a few health questions	Apply for eLifePolicy Instant Term Life Insurance Today!
MetLife Ratings A.M. Best: A+ Moody’s: Aa2 S&P:AA	Whole and term life policies, including one year term, level term and scheduled term insurance	No online application; can fill out quote forms or work with an insurance agent to apply; medical exam required	Quick, easy online application; just answer a few health questions and no medical exam is necessary!	Apply for eLifePolicy Instant Term Life Insurance Today!
Lincoln Financial Group Ratings A.M. Best: A Moody’s: Aa3 S&P: AA-	Permanent and term life insurance, mutual funds, retirement plans and annuities, among others	Policies cannot be purchased online; can request more information, but must work directly with an advisor to apply for life insurance policy	Online application process is quick and easy	Apply for eLifePolicy Instant Term Life Insurance Today!
AIG American General Ratings A.M. Best: A+ Moody’s: Aa1 S&P: AA+	Term, universal, whole life and variable universal life insurance; supplemental health, annuities, planning	Request quote online or contact licensed agents to apply; medical exam required	Just answer a few health questions and a medical exam is not required; application process takes minutes	Apply for eLifePolicy Instant Term Life Insurance Today!
Traveler’s Life and Annuity Ratings A.M. Best: A+ Moody’s: Aa2 S&P: AA	Affiliate of MetLife, covering 13 million U.S. households; offers term, universal, and variable life policies	Requires that you contact a customer service representative for more information, including application	Apply online quickly, without the need to contact an agent	Apply for eLifePolicy Instant Term Life Insurance Today!
Prudential Ratings A.M. Best: A+ Moody’s: Aa3 S&P: AA-	Variable, term and universal life insurance products	Instant quote available at Prudential’s web site, however you must contact one of their professionals to apply	Online application makes obtaining a term life insurance policy quick and easy – in just minutes!	Apply for eLifePolicy Instant Term Life Insurance Today!
GTL Life Insurance Ratings A.M. Best: B+	Whole and term policies, burial insurance, critical illness coverage graded benefit life; over $2 billion life insurance policies in force	Can complete an online inquiry, but ultimately need to work with GTL’s agents for application	Apply directly online; no need to contact an agent for application; effective immediately	Apply for eLifePolicy Instant Term Life Insurance Today!
Aetna Ratings A.M. Best: A- Moody’s: A1 S&P: A	Term life, group disability, long-term care insurance for 13.6 million group insurance members	Largely provided for employers to offer as part of their benefits package	eLifePolicy provides a quick and easy online application, with no medical exam required- just answer a few quick health questions	Apply for eLifePolicy Instant Term Life Insurance Today!
John Hancock Ratings A.M. Best: A++ Moody’s: Aa2 S&P: AA+	Term, whole and universal life insurance products	Must contact a John Hancock representative to discuss options and complete your application	Apply directly online, in minutes – you can begin enjoying insurance coverage immediately	Apply for eLifePolicy Instant Term Life Insurance Today!
Hartford Ratings A.M. Best: A+ Moody’s: Aa3 S&P: AA	Variable universal life, universal life, whole and term life insurance policies	Can download an application form from their website, but requires you to fill it out and mail it to the company	Quick, easy, hassle-free online application provides instant coverage	Apply for eLifePolicy Instant Term Life Insurance Today!
Colonial Life Ratings A.M. Best: A- S&P: BBB+	Supplemental insurance that complements employer’s benefits program; more than 2 million policies in force; term, whole, universal and group term life insurance	Requires contact with a Colonial Life representative to apply for life insurance	Apply online, in minutes, for instant approval; no medical exam required- just answer a few health questions!	Apply for eLifePolicy Instant Term Life Insurance Today!
Jefferson Pilot Ratings A.M. Best: A++ S&P: AAA	Variable universal, universal, term life and group term life insurance	Necessary to contact a Jefferson Pilot agent to apply for life insurance	eLifePolicy provides an easy online application – in minutes, you will be approved and your policy is effective immediately	Apply for eLifePolicy Instant Term Life Insurance Today!
Unum Provident Ratings A.M. Best: A- Moody’s: Baaa1 S&P: BBB+	Insures 25 million people worldwide – individual and group for disability income protection, life insurance, long term care life insurance	Must contact Unum’s sales support center to purchase life insurance	Application is online, providing a hassle-free way to get an instant term life insurance policy	Apply for eLifePolicy Instant Term Life Insurance Today!
AFLAC Ratings A.M. Best: A+ Fitch: A+ Moody’s: Aa2	Insures over 40 million people nationwide; policies include whole life and term life insurance options	Medical exam is not required, however you must contact an Aflac agent to apply for life insurance	Online application provides a quick way to obtain hassle-free, affordable term life insurance	Apply for eLifePolicy Instant Term Life Insurance Today!

Instant-Term-Life.com is not a life insurance company, broker, or carrier, and we cannot issue life insurance policies. This site provides free information on insurance providers and coverage options. Instant-Term-Life.com is not associated with the company profiled on this page and we make no representation, express or implied, that you will receive a quote from the company profiled herein. Policies and products may not be available in all states, and product and policy information is subject to change without notice. Please contact your insurance company directly to answer your policy inquiries.